tag:blogger.com,1999:blog-37476114.post8687488318023833889..comments2024-03-24T03:19:18.249-04:00Comments on An English Major's Money: Losing Interest, Keeping a CushionEnglish Majorhttp://www.blogger.com/profile/00276582833751319518noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-37476114.post-13789662447128217342007-09-26T16:10:00.000-04:002007-09-26T16:10:00.000-04:00I had the same thing happen to me this month! I a...I had the same thing happen to me this month! I actually stuck to my budget and voila...at the end of the month there is still money in my checking account! Thanks to DAVE RAMSEY and his baby steps/total money makeover!<BR/><BR/>No longer will there be too much MONTH left at the end of my money!Keith Pricketthttps://www.blogger.com/profile/03775697917950776653noreply@blogger.comtag:blogger.com,1999:blog-37476114.post-33311315892150340842007-03-29T19:43:00.000-04:002007-03-29T19:43:00.000-04:00i have several months worth of living expenses in ...i have several months worth of living expenses in my checking earning me 0.5% interest.<BR/>the thing is that with my rental properties, i need to have a lot money handy incase the rents are late or i have a vacancy (which means no rent at all that month).<BR/>once things stabilize i usually push the money into my ING direct account which earns about 10times the 1/2 point interest!<BR/>but having liquidity helps me sleep at night knowing my credit won't get dinged because of a late payment or bounced check.Adventures In Money Makinghttps://www.blogger.com/profile/13626547145630159461noreply@blogger.comtag:blogger.com,1999:blog-37476114.post-47099065134361439672007-03-22T12:54:00.000-04:002007-03-22T12:54:00.000-04:00I just wanted to say how much I enjoy reading your...I just wanted to say how much I enjoy reading your blog. I've just started getting my finances in order, and although I'm older than you I always feel "better late than never" ya know? Anyway, I've been temping for the past couple of months while I looked for permanent employment, and I'm so proud of myself because I've been able to save $2,500. I just received a job offer and I start the first week of April so my plan for my savings is to start an emergency fund with ING using $1,000 and open an IRA with the remaining $1,500.<BR/><BR/>Keep up the good work, EM!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37476114.post-89270797916512309242007-03-22T03:50:00.000-04:002007-03-22T03:50:00.000-04:00I feel your pain with wait times when transferring...I feel your pain with wait times when transferring money.<BR/><BR/>The fastest way for same-day transfers to clear is to deposit cash. But it's dangerous to carry that much cash to deposit to another account (HSBC in my case).Janethttps://www.blogger.com/profile/12104373921737620949noreply@blogger.comtag:blogger.com,1999:blog-37476114.post-2111637911540021532007-03-21T18:27:00.000-04:002007-03-21T18:27:00.000-04:00Try ING's Electric Orange Account, I'm going to ge...Try ING's Electric Orange Account, I'm going to get one and it's got a 4.00 APY. You can deposit your paychecks in it and keep another checking account for those times when you need to write checks or need a physical branch to go to.Well Heeled Bloghttps://www.blogger.com/profile/01018900786722067679noreply@blogger.comtag:blogger.com,1999:blog-37476114.post-13295530406228955952007-03-21T18:08:00.000-04:002007-03-21T18:08:00.000-04:00Sounds like a good plan you have in place! I keep ...Sounds like a good plan you have in place! I keep a cushion too, although that's because when I use my CC I actually write it out of my checking account, and since it doesn't get paid til the CC comes in, well, a cushion is what happens.<BR/><BR/>But pretty much everything else gets quickly transferred over to my online brokerage accounts, you know, to put it to work so it doesn't get flabby :-)Anonymousnoreply@blogger.com